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STUDENTS From SOUTH AMERICA

Benefit Currency:    USD

Territory of the insurance package

WORLDWIDE

Type of program

High School Students, College Students, Language Courses

Trip Duration

1 week to 12 months,

Maximum Benefit for All Coverage Combined

USD 1,000,000 per event

MEDICAL

 

OFFICE VISIT CO-PAY

NO

EMERGENCY ROOM (USA Only)

USD 150,00 for all 'non-emergency' visits to an out-of-network emergency room.

NOT APPLIED :

1.       When using an in-network facility

2.       in case of hospital admission related to an emergency (in or out of facility network) 

3.       When no in-network emergency room facility is available within 10 miles of claimant place of residence.

Medical / accidental coverage

USD1,000,000

Emergency dental coverage   (infected tooth or gum)

$500 Maximum benefit

Exclusions : routine examinations, restorative works, fillings

Accidental dental coverage (orthodontics)

USD 600.00 per tooth

Psychiatric / psychological treatment

USD 275 : from a 3- to 6-month stay

USD 550 : over a 6-month-stay

Chiropractic / physiotherapy treatment

USD200 : from 2-week to 6-month stay 

USD 400 : over a 6-month-stay

Medical evacuation (ambulance, helicopter)

Unlimited coverage

Medical transportation back home

Unlimited coverage

Repatriation of remains

Unlimited coverage

ACCIDENT

 

Accidental Death

USD 15,000

Disability / Dismemberment

USD 75,000

Disfigurement compensation

USD 17,000

TRAVEL SERVICES

 

Emergency travel of a family member in case of hospitalization of the insured (air tickets + cost of lodging included)

For an hospitalization of more than 3 days :

up to USD 2,000 for 1 person     

up to USD 4,000 for 2 people

for an hospitalization of more than 7 days :

Baggage Delay

USD 100/day maximum 5 days                             

Baggage Loss/Theft -

USD 3,000 maximum

Personal Third-party liability :

Personal damage

Material damage

 

USD 100,000

USD    25,000

Legal Expenses

USD 10,000

Additional Hospital Benefit (taxi, phone calls….)

USD  600

Loss of Passport

USD  250

Travel Delay

USD  600

Missed Departure

USD 1,000

Emergency evacuation for non-medical reasons

USD  1,000

Emergency return: Curtailment Study Interrupt requirements

(Same as cancellation and curtailment requirements)

USD 2000 Maximum

USD RATES – NIL Deductible

Age Bracket

World Wide

2 – 13

2.40

14– 39

2.66

40 – 64

4.87

OPTIONAL SPORTS RIDER

20% surcharge on total premium

 

 

 

 

 

 

 

 

 

The Policy is designed to protect you from acute, unexpected, sudden and unforeseen Illnesses and Accidental injuries. It does not cover care for wellness medical conditions, extended treatment or pre-existing conditions AND is not a replacement for longer term medical or maintenance needs.  If you have a non-emergency situation we recommend the use of your host families local doctor or walk-in clinic.   Please read your policy for an understanding of the terms and conditions”

 

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